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Compare/Z59.6 vs Z59.86

Z59.6 vs Z59.86

Z59.6 (Low income) compared with Z59.86 (Financial insecurity), from the official CMS tabular data. Both may be reported when both conditions are documented (Excludes2).

Can these codes be reported together?

Yes, when both are documented. Z59.86 carries an Excludes2 note covering Z59.6: “low income (Z59.6)”

Excludes2 marks distinct conditions — both may be reported when both are documented.

Side by side

Z59.6Low incomeZ59.86Financial insecurity
Billing statusBillableNon-billable header

Report instead: Z59.861, Z59.868, Z59.869

ClassificationZ00-Z99 — Factors Influencing Health Status and Contact with Health Services (Z00-Z99)Z00-Z99 — Factors Influencing Health Status and Contact with Health Services (Z00-Z99)
DefinitionLow income is a billable ICD-10-CM diagnosis code (Z59.6).Financial insecurity is a non-billable ICD-10-CM category code (Z59.86).
Includes
Burdensome debt
Economic strain
Financial strain
Money problems

Derived from the official CMS ICD-10-CM tabular data (FY2026). Not billing advice; verify sequencing rules for the encounter. All data sources